How To Buy Direct
Halal Payment Structure
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Honest and Clear...We Do Not Charge Any Extra Fees
Halal Payment Structure
Purchase Price: $200,000
Breakdown: Rehab, Fees & Permits: $150,000 / Profit Margin: $50,000
Payment Schedule: $215,000 (Home + Transfer Fees and Commissions)
Deposit: $30,000
Balance: Home Price - Deposit = $185,000 / 5 Years = $37,000 Per Year
Monthly: $3083.33 x 59 Months = $181,916.47
Final Payment: $3083.53 (60th Month) = 5 Years
* Failure to Pay: Reposession by Court Order. No Refunds.
** Payment Not Received by 5th of the Month Starts a Reposession Order
*** We don't allow payment plans over 5 Years. Liens are removed upon completion of your final payment only. If you refuse to pay or miss payments, we will reposess your house through foreclosure and court action. You will not receive any refunds for monies paid.
No Rent Rates, Fees or Other Payment Profit Schemes
Must Sign a Mortgage Lien
Must Sign a Mortgage Lien
Over 21 Years of Age
Over 21 Years of Age
10% Down Payment Required
10% Down Payment Required
Muslims (Priority), Jewish or Christians Only (Religious Leader Verification Required)
Muslims (Priority), Jewish or Christians Only (Religious Leader Verification Required)
1-5 Years Maximum Loan Period Only
1-5 Years Maximum Loan Period Only
No Online Title Companies Allowed
No Online Title Companies Allowed
Failure to Pay Will Lead to Foreclosure
Failure to Pay Will Lead to Foreclosure
US Citizenship Required with State ID
US Citizenship Required with State ID
Payment Required by 5th of the Month
Payment Required by 5th of the Month
Employment or Business Owner Verified
Employment or Business Owner Verified
$10,000 in Savings (Minimum) and House Repairs Fund of at least $3000
$10,000 in Savings (Minimum) and House Repairs Fund of at least $3000
Must Complete a Home Ownership Class
Must Complete a Home Ownership Class
No Ground Rent or Interest Based Loans
No Ground Rent or Interest Based Loans
There Will Be No Refunds on Any Payments
There Will Be No Refunds on Any Payments
Zero Tolerance Policy...We Are Fair, but Not Stupid
Loss of Income or Job Will Not Delay Debt
Loss of Income or Job Will Not Delay Debt
Divorce, Death or Sickness is Not an Excuse
Divorce, Death or Sickness is Not an Excuse
Do Not Buy And You Cannot Pay On Time
Do Not Buy And You Cannot Pay On Time
We Will Aggressively Pursue Legal Action
We Will Aggressively Pursue Legal Action
You May Not Transfer The Property
You May Not Transfer The Property
Failure to Pay Will Lead to Foreclosure
Failure to Pay Will Lead to Foreclosure
You Must Maintain the Property Cleanly
You Must Maintain the Property Cleanly
There Must Not Be Any Legal Issues
There Must Not Be Any Legal Issues
You Are Required to Maintain a Home Warranty and Repair Fund
You Are Required to Maintain a Home Warranty and Repair Fund
You May Not Take Out Any Loans On The Property Or Your Agreement Will Be Immediately Terminated
You May Not Take Out Any Loans On The Property Or Your Agreement Will Be Immediately Terminated
There Will Be No Refunds on Any Payments
There Will Be No Refunds on Any Payments
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